If you are a farmer and are looking for financial assistance for farming, then there is great news for you. The Central Government has announced to give a loan of up to ₹ 5,00,000 to Kisan Credit Card (KCC) holders in the Union Budget 2025-26. With the help of this agricultural loan, farmers can easily complete all the necessary tasks related to their farming. Whether there is a need to buy seeds, fertilizers, irrigation, pesticides or farming equipment and machinery, this loan will meet all your needs.
If all of you do not have a Kisan Credit Card, then this article of today is very useful for you. With the help of this article, all of you will be able to easily get a Kisan Credit Card made and take a KCC Loan sitting at home. Along with this, what are the eligibility criteria for taking a loan from Kisan Credit Card? And which documents will be required, we discuss all this in detail below.
Benefits of the Kisan Credit Card Scheme
- Under KCC Loan 2025, let us tell you what are the benefits of which scheme, the information about it is given below.
- Easy loan receipt – Under this scheme, farmers can easily get a loan of ₹ 3 lakh to ₹ 5 lakh.
- Digital transaction facility – The debit card is also given under this scheme, through which you can make digital payments and other transactions.
- Low interest rate – This loan is given to farmers at just a 3% interest rate, which strengthens their financial position.
- Help for agriculture and animal husbandry – This loan can be taken for needs like seeds, fertilizers, agricultural equipment, animal husbandry, and fish farming.
- Increase in crop production – By using this loan, farmers can increase their crop production and increase their income.
How much land is required to get a Kisan Credit Card
- For small and marginal farmers 5 acres of accumulated land or 28 acres of irrigated land
- For sharecroppers or leased farmers 2.5 acres of irrigated land or 5 acres of irrigated land.
Eligibility for KCC Loan 2025
- To take a loan, all of you must be residents of India.
- You must have done work related to farming.
- Or you people should be farmers.
- The age limit of all of you should be at least 18 years.
- You must have Aadhar card linked to your bank account.
Documents for KCC Loan 2025
- Aadhaar card will be required to take loan
- PAN card
- All important documents related to farm land
- Passbook
- Current mobile number
- Proof of address
- Passport size photo
- Email ID
- Crop details etc. documents
Offline application process for Kisan Credit Card
- To apply for open, go to the nearest bank branch.
- And get the application form for Kisan Credit Card.
- And fill all the information.
- And attach the document.
- The application form has to be submitted to the bank.
- And get the receipt
- And the application will be checked.
- After this, Kisan Credit Card will be available.
Online application process for Kisan Credit Card
- To apply online for Kisan Credit Card, go to the official website of the bank.
- After this, click on Kisan Credit Card – Apply Now button.
- And you guys have to fill the application form correctly.
- All the documents have to be scanned and uploaded.
- Finally the application form has to be submitted.
- And the application receipt has to be downloaded.
Important Link
