In an important move to support the backbone of its economy, the hardworking Singapore government has raised the Workfare Income Supplement (WIS) payouts for 2025 under the new national budget. If you are a lower-income worker, be it employed, self-employed, or a platform worker, these updates mean up to S$4,900 additional support annually for you.
This guide covers the latest WIS 2025 payout updates, eligibility, payment schedules, and how to check your benefits. Do not lose out on this needed financial assistance-especially when it could help with your daily expenses and grow your future savings.
What is the Workfare Income Supplement (WIS)?
The Workfare Income Supplement (WIS) is a government scheme meant to support lower-wage Singaporeans aged 30 and above. WIS is more than just financial help- it is about opening doors for Singaporeans to build their future by contributing to their CPF and MediSave accounts with these monetary supplements for security in their retirement and healthcare.
Thus, we provide cash payouts as well as CPF/MediSave top-ups, to foster a more financially stable workforce national priority amid a time when Singapore is straining against economic uncertainties and rising living costs.
New WIS 2025 Payout Amounts (Category-Wise Breakdown)
As part of the 2025 Budget update, the WIS payouts have been enhanced across all employment categories. Here’s how the new amounts break down:
1. Employees
- Maximum payout: S$4,900 per year
- Cash Portion: 40%
- CPF Contribution: 60%
Employees will see direct cash support and increased CPF balances, ensuring both short-term relief and long-term savings.
2. Self-Employed Individuals
- Maximum payout: S$3,267 per year
- Cash Portion: 10%
- MediSave Contribution: 90%
For freelancers and small business owners, the scheme strengthens healthcare savings and provides a small cash buffer.
3. Platform Workers (New Category)
- Maximum payout: S$3,267 per year
- Cash Portion: 10%
- MediSave Contribution: 90%
This includes ride-hailing drivers, delivery riders, and others in gig economy roles. By 2029, platform workers aligning their CPF contributions with employees will receive the same WIS benefits as salaried workers.
Who is Eligible for the WIS 2025 Scheme?
To qualify for the Workfare Income Supplement 2025, individuals must meet specific conditions. Here’s a simplified breakdown:
Basic Eligibility
- Must be a Singapore Citizen
- Must be 30 years or older as of 31 December 2025
Income Criteria
- Employees & Platform Workers:
Gross monthly income must be between S$500 and S$3,000 - Self-Employed Individuals:
Must meet category-specific requirements and contribute to MediSave - Spouse’s Income (if married):
Must not exceed S$70,000 annually
Employment Type
- Employees: Regular job with a company
- Self-Employed: Freelancers, sole proprietors
- Platform Workers: Gig economy workers like food delivery or ride-hailing drivers
WIS 2025 Payout Schedule: When Will You Receive Payment?
The WIS payout dates depend on the month the work is done. Payments are typically credited two months after each work month, with earlier crediting for those linked to PayNow-NRIC or a bank account.
Work Month | Payment Credit Date |
---|---|
January 2025 | End of March or Early April 2025 |
February 2025 | End of April or Early May 2025 |
March 2025 | End of May or Early June 2025 |
Note: Those not linked to PayNow-NRIC or a bank account will receive payments through GovCash.
How to Apply for Workfare Income Supplement 2025
For Employees & Platform Workers
No application is needed. Eligibility is automatically assessed based on:
- Monthly income records from employers or platform operators
- CPF or MediSave contributions
Once verified, WIS benefits are directly credited to your bank or PayNow-linked NRIC.
For Self-Employed Persons
You must declare your income to IRAS and contribute to MediSave to qualify. After meeting the conditions:
- Your eligibility is assessed based on income and contribution levels
- Payments are made according to the payout schedule