With financial aid being offered, families in Singapore with three or more children would benefit even more as they struggle to raise a family. The Large Families Scheme is an initiative of the Ministry of Social and Family Development intended to encourage and support parents who choose to have more children.
With the new enhancements under the Baby Bonus Scheme, a family will now receive additional support of $16,000 for the birth of each third and subsequent Singapore Citizen child born on or after February 18, 2025.
Key Benefits of the Large Families Scheme (Baby Bonus Scheme)
1. Enhanced Child Development Account (CDA) First Step Grant
- An increase from $5,000 to $10,000.
- For every third child born, or subsequent children, after February 18, 2025.
- An automatic deposit into the Child Development Account (CDA) within two weeks of activating the account.
- Offsetting preschool and healthcare fees for the child and siblings.
2. Large Family MediSave Grant
- Provided to families with a third or more children for $5,000.
- Credited automatically to a mother’s MediSave account after registration for Baby Bonus.
- Utilized for pregnancy and delivery costs or other government-approved medical costs.
3. Large Family LifeSG Credits
- From 1 to 6 years old, $1,000 is provided each year.
- Given to the CDA trustee for retrieval via the LifeSG mobile app.
- It’s usable by merchants accepting PayNow UEN QR or NETS QR towards the offset of daily expenses.
Who Is Eligible for the Large Families Scheme 2025?
Families with a third or subsequent Singapore Citizen born on or after February 18, 2025, will benefit from:
- CDA First Step Grant of $10,000.
- $5,000 Large Family MediSave Grant.
- Large Family LifeSG Credits of $1,000 per year until the child turns 6.
In addition, families having at least one child aged between 1 and 6 in 2025 (born from January 1, 2019, to February 17, 2025) may be able to receive Large Family LifeSG Credits for the years remaining until that child turns 6.
How the Large Families Scheme Supports Parenthood
This program is part of a long-term commitment by the Singapore Government towards families. With increased financial assistance through incentives, the government hopes to create a more family-friendly and less expensive environment for parents wishing to have bigger families.
How to Claim Benefits?
No need to register. Eligible children will automatically be assessed under the Large Families Scheme upon joining the Baby Bonus Scheme. Notifications will be given to recipients by the Ministry of Social and Family Development (MSF).
More Benefits from Affiliated Merchants
Not only did the government establish financial support for families, but it also partnered with several corporate companies to offer family-exclusive discounts and privileges for families with three children or more. These offers may further afford them the reduction of expenses toward home management.
Final Thoughts
It is hence a great step towards family-oriented policies within Singapore as an encouragement to parents in raising their children under a financially stable condition. With further CDA grants, MediSave support, and LifeSG credits, a family with three or more children will find more peace as it grows.
The official government portal is open for more details, and the LifeSG app will be updated with information regarding eligibility and benefits.
| Official Website | http://go.gov.sg/LFS |
| Large Families Scheme hotline | 1800 111 2222 |