Pensioners are required to submit an annual Life Certificate, commonly known as Jeevan Pramaan, to continue receiving their pension benefits without interruption. This certificate serves as proof of the pensioner’s continued existence and is typically submitted between November 1 and November 30 each year.
Submission Methods
Pensioners have multiple avenues to submit their Life Certificates:
- Manual Submission: Pensioners can visit their bank branch or the office where their pension account is maintained to submit a signed Life Certificate form. If unable to appear in person, they may submit the certificate signed by a designated official.
- Digital Submission via Jeevan Pramaan: The Jeevan Pramaan portal offers a biometric-enabled digital service for pensioners to submit their Life Certificates online. This method requires biometric authentication, which can be done using the Jeevan Pramaan mobile app or by visiting designated biometric centers.
- Face Authentication: A recent feature allows pensioners to use face recognition through their smartphones for authentication, facilitating the submission process, especially for those with mobility challenges.
Missed the Deadline?
If a pensioner misses the November 30 deadline, their pension payments may be interrupted starting December. However, they can still submit their Life Certificate after the deadline. Once submitted, the pension will be reinstated along with any arrears.
Special Provisions
The Reserve Bank of India (RBI) has advised banks to offer the convenience of submitting Life Certificates at the premises or residences of super senior citizens (those over 70 years old) and individuals with chronic illnesses or disabilities, including visual impairments.
Upcoming Verification Drives
Certain regions are initiating verification drives for pension beneficiaries. For instance, the Delhi government has announced a verification drive for all existing pension holders and eligible applicants to ensure that benefits reach the intended recipients.
Recommendations for Pensioners
- Timely Submission: To avoid disruptions in pension payments, ensure the Life Certificate is submitted within the stipulated timeframe.
- Utilize Digital Platforms: Consider using the Jeevan Pramaan portal or the face authentication feature for a more convenient submission process.
- Stay Informed: Keep abreast of any regional verification drives or changes in submission procedures to ensure compliance and continued receipt of pension benefits.
By adhering to these guidelines, pensioners can ensure the uninterrupted receipt of their pension benefits and stay informed about the latest updates regarding the annual verification process.