Assurance Package of Singapore (AP) 2025: still giving money relief to citizens by enabling them to cope with increased living expenses. The cash payouts to Singaporeans ages 21 and above who meet eligibility criteria will range from ranges from $4700 to $2,250 over five years (2022-2026). Payment would be made in December of each year, depending on assessable income and ownership of property.
The cost of living being targeted by different schemes will have such plans work for different age groups, from older persons to HDB households. This guide breaks down the criteria for eligibility, payout amounts, and critical dates across components of the Assurance Package 2025.
What is the Assurance Package Payout?
The Assurance Package Payout is the Assurance Package, which was designed by the government to help ease the financial burden on Singaporeans, especially by depressing the major price increases that are already affecting the economy. The Assurance Package includes:
- AP Cash Payouts: These apply to entitled adults
- For younger and senior citizens, the package includes AP MediSave Top-Ups.
- AP Seniors’ Bonus: This applies to low-income seniors.
- AP U-Save Rebates apply to all HDB households.
These measures ensure that the dispersed financial assistance will go towards families, the elderly, as well as those struggling with daily life expenses.
Assurance Package Cash Payout, 2022-26
AP Cash Eligibility
- Singapore Citizens aged 21 years and above
- Must reside in Singapore
- The amount of payout is based on assessable income and property ownership
AP Cash Amount
- 700 to 2,250 over five years (2022–2026)
- Disbursed annually in December
AP Cash Payment Method.
- Automatically credited to PayNow-NRIC linked bank accounts.
- No application needed.
AP U-Save Rebate (2023-2026)
The AP U-Save scheme provides utility bill rebates to households living in HDBs on top of the regular GSTV U-Save rebates.
Eligibility
- At least one Singaporean owner or resident.
- For fully rented out flats: At least one tenant should be a Singapore resident.
- Partially rented or owner-occupied flats: Owners must not own more than one property.
Payout Amount (March & July 2025, January 2026)
| HDB Flat Type | March 2025 | July 2025 | January 2026 |
|---|---|---|---|
| 1- & 2-Room | $190 | $190 | $95 |
| 3-Room | $170 | $170 | $85 |
| 4-Room | $150 | $150 | $75 |
| 5-Room | $130 | $130 | $65 |
| Executive/Multi-Gen | $110 | $110 | $55 |
Payment Dates
- March 2025
- July 2025
- January 2026
AP Seniors’ Bonus (March 2025)
This bonus supports low-income seniors aged 55 and above, helping them manage rising living costs.
Eligibility
- Must be 55 years or older in 2025
- Annual Value (AV) of the home must be below $25,000
- Assessable income (2024) must not exceed $34,000
- Cannot own more than one property
Payout Amount
| Annual Value (AV) of Home | Age 55–64 | Age 65+ |
|---|---|---|
| Up to $21,000 | $250 | $300 |
| 21,000–21,000–25,000 | $200 | $250 |
Payment Date
- 5 March 2025
AP MediSave Top-Up (March 2025)
Eligible Singaporeans will receive a final Medisave top-up of $150 in March 2025, completing the three-year support scheme (2023–2025).
Eligibility
- Aged 20 & below OR 55 & above
- Must be a Singapore citizen residing in Singapore
Payout Amount
Whoever is Singaporean has a $150 top-up to be received in the CPF MediSave account in March 2025, and is in keeping with the sum paid out in previous years under the Assurance Package. Between 2023 and 2025, those in the eligible age groups would have had to receive $450 of MediSave contributions.
Payment Date
- 11 March 2025
Conclusion
The Assurance Package 2025 is a crucial lifeline for Singaporeans, ensuring financial stability amid economic challenges. Whether you’re a working adult, senior citizen, or HDB household, these payouts provide much-needed relief.