Ayushman Vaya Vandana: Delhi’s ₹10 Lakh Health Cover for Senior Citizens – How to Apply?

Delhi made the announcement about an extraordinary healthcare intervention for its elderly population: the Ayushman Vaya Vandana Yojana. Under the scheme, those over the age of seventy would be provided with free health insurance worth up to ₹10 lakh so they can get all the treatment in the best interest of their well-being without financial worries.

Registration under this scheme commenced on 28 April; this article covers all you ever need to know from eligibility to the step-by-step process of registering.

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What Is the Ayushman Vaya Vandana Yojana?

This scheme is a health care scheme jointly administered by the Central and Delhi governments, whereby:

  • ₹5 lakh are provided under Ayushman Bharat PM-JAY (Central Government).
  • An additional ₹5 lakh are provided by the Delhi Government for a combined Rs. 10 lakh per annum.

Key Benefits of the Scheme:

  • Cashless Treatment – Available in all Government and empanelled Private Hospitals.
  • Free Diagnostics and Check-ups – All laboratory tests and health check-ups are provided free of charge.
  • Digital Health Card – Keeps track of medical history, prescriptions, and contact details for emergencies.
  • Portability – The benefits can be availed across India for the residents of Delhi temporarily residing outside the state.

Who Is Eligible for Ayushman Vaya Vandana Yojana?

To be eligible for Ayushman Vay Vandana, applicants must:

  • Be 70 years or older.
  • Be a permanent resident of Delhi.
  • Have a valid Aadhaar card.

Note: There are no income limits-young seniors can simply apply!

How to Register for Ayushman Vaya Vandana Yojana? (Simple Steps)

Online Registration (Recommended)

  • Visit the official AB PM-JAY portal (https://pmjay.gov.in).
  • Enter Aadhaar details and complete the application.
  • Receive a digital health card for instant access.

Via Ayushman App

  • Download the Ayushman Bharat App (Google Play/App Store).
  • Follow the on-screen instructions to register.

Offline Registration

  • Visit any empaneled hospital or government health center in Delhi.
  • Submit Aadhaar and age proof for verification.

How to Find a Hospital for Free Treatment?

All government hospitals are automatically covered. For private hospitals, follow these steps:

  1. Go to the PM-JAY Hospital Search Portal.
  2. Select Delhi → Choose your district.
  3. Filter by hospital type/specialization → Click “Search”.

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