This question takes on a very important tone in households across the UK today: Will there be a return of the £299 Cost of Living Payment next year in 2025?
These payments were part of the much wider £900 government support package that served as a lifeline for millions over 2023 and 2024-and as we enter yet another financial year, the air is far from being cleared of confusion. Let’s go searching for the very latest buzz, available alternative support systems, and other possible ways in which struggling families could be entitled to assistance all the way into 2025.
Was there a one-time Cost of Living Payment of £299?
Yes-he £299 Cost of Living Payment was the final installment of a three-phase approach to targeted financial aid, instituted by the UK government. It followed two earlier payments of £301 and £300, designed to cushion the impact of sky-high energy bills, food inflation, and housing costs.
Last payment was issued: Between February and April 2024
Will it return in 2025? No official confirmation yet
Eligibility included: Universal Credit, Pension Credit, Income Support, Working Tax Credit, income-based JSA/ESA
No application needed – the payments were automatic and tax-free
Yet the payment, which could bring so relief, was never going to be a permanent one.
Is the £299 Payment Coming Back in 2025?
For instance, by May 2025, there were no clear announcements from the UK government about the possibility of reviving the £299 Cost of Living Payment. With pain slightly relenting from inflation, support will have localized distribution in Europe with a renewed policy focus.
Household Support Fund: The Government’s New Focus
Instead of another direct payment, the government is expanding its Household Support Fund (HSF) — a £1 billion fund managed by local councils to address urgent local needs.
What Can You Get Through HSF?
- Food and supermarket vouchers
- Help with utility bills
- Emergency cash grants
- Support for household appliances
Find help in your area:
Go to gov.uk/find-local-council, enter your postcode, and explore local schemes under terms like “Household Support Fund,” “Cost of Living Help,” or “Emergency Assistance.”
Other Financial Help Available in 2025
If you’re worried the £299 won’t return, don’t panic — there are still multiple government schemes offering vital support.
1. Winter Fuel Payment
- Up to £600
- For people born before 25 September 1958
- Paid automatically to most eligible pensioners
2. Cold Weather Payment
- £25 for every 7-day period of freezing weather (Nov–Mar)
- For households on certain benefits
3. Warm Home Discount Scheme
- £150 discount on electricity bills
- Automatically applied if eligible
4. Discretionary Housing Payments (DHP)
- Help for rent shortfalls
- Must be receiving Housing Benefit or Universal Credit
- Apply through your local council
5. Council Tax Support
- Full or partial reductions depending on income and location
- Check eligibility with your local authority
6. Free School Meals & Holiday Vouchers
- Many councils continue to support low-income families with school meals and holiday food support
How to Access Support in 2025
Step-by-Step Guide:
- Go to gov.uk/find-local-council
- Enter your postcode
- Visit your council’s website
- Look for programs like Household Support Fund, Cost of Living Help, or Discretionary Payments
- Read the guidelines and apply online
- Need help? Call your local council helpline or visit their office
Why the £299 Payment Might Not Come Back
There are several reasons behind the government’s current stance:
- The payment was always temporary — a crisis response, not a long-term policy
- Focus has shifted to reducing inflation and encouraging people “back to work”
- Emphasis is now on localised support for better-targeted aid
However, many experts and charities argue that this shift leaves vulnerable families behind.
“1 in 4 UK children still face food insecurity,” warns the Joseph Rowntree Foundation
FAQs on the £299 Cost of Living Payment in 2025
Q1: Is there a new £299 Cost of Living Payment for 2025?
No official plans as of now. Explore other available schemes.
Q2: Where can I check what help I qualify for?
Use the GOV.UK benefits calculator or contact your local council.
Q3: What’s the difference between the £299 payment and HSF?
The £299 payment was national and automatic; HSF is local, and you must apply.
Q4: Can I get help if I’m not on benefits?
Yes. Some support, like council tax reductions or HSF grants, are available to low-income workers too.
Q5: What if I need emergency help today?
Reach out to your local council, Citizens Advice, or charities like The Trussell Trust.